Guides & resources
Practical guidance for UK business owners on payments, high-risk sectors, banking and funding.
8 resources
Guide Business Funding for Bad Credit: Your Options With No Credit Check
What 'no credit check' really means, the realistic routes for a poor or thin credit file - including merchant cash advances and business credit cards - what they cost, and how to improve your approval odds.
Guide How to Open a Business Bank Account in the UK
The documents you need, sole trader versus limited company requirements, the step-by-step process, digital versus high-street routes, and what to do with bad credit.
Article Chargebacks Explained: What They Cost and How to Cut Them
What a chargeback is, how the process works, what it really costs your business, how it differs from a refund and Section 75, and how to reduce them and protect your merchant account.
Guide How to Switch Payment Providers in the UK
What to check first, how to choose a replacement, and how to move without losing a sale, held funds, or surprise exit fees.
Article Interchange++ (IC++) Pricing Explained
What IC++ pricing is, the three fees it breaks out, how it compares to blended pricing, and which model suits your business.
Article Prize Competition vs Lottery vs Raffle: The UK Rules Explained
How the categories differ, the skill test, the free entry route, and which ones need a licence.
Guide How to Start a Prize Competition Business in the UK
The legal model, business setup, compliance, and the payments-and-banking hurdle most guides skip.
Guide Do You Need a Licence to Run a Prize Competition or Raffle in the UK?
When you do and do not need a Gambling Commission licence, and the routes commercial operators actually use.
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