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Resources

Guides & resources

Practical guidance for UK business owners on payments, high-risk sectors, banking and funding.

11 resources

A content creator posing for a camera and phone during a studio shoot Guide
High Risk 9 min read

How to Start an OnlyFans Agency in the UK

The revenue-share model, UK legal structure and contracts, creator compliance and age verification, and how to solve the banking and payments problem adult-industry businesses face.
A laptop screen showing an age verification error message blocking access under the UK Online Safety Act Guide
High Risk 10 min read

Age Verification and the UK Online Safety Act: What Adult Content Operators Must Do

What the Online Safety Act requires for age checks on adult sites, the 'highly effective' standard and accepted methods, Ofcom penalties and enforcement, and how compliant age verification sits alongside specialist high-risk payments.
A laptop on a desk showing the Facebook sign-up page Guide
High Risk 12 min read

Facebook RMG Application for Prize Competitions: The Complete UK Guide

How to complete Meta's Real Money Gaming (RMG) application to advertise prize competitions on Facebook and Instagram - the step-by-step process, the legal letter of opinion, rejection reasons, and costs.
The words 'BAD CREDIT' spelled out in blue letter tiles with yellow letters on a bright orange background Guide
Funding 11 min read

Business Funding for Bad Credit: Your Options With No Credit Check

What 'no credit check' really means, the realistic routes for a poor or thin credit file - including merchant cash advances and business credit cards - what they cost, and how to improve your approval odds.
An illuminated Lloyds Bank branch sign with its black horse logo lit up at night on a UK high street Guide
Banking 7 min read

How to Open a Business Bank Account in the UK

The documents you need, sole trader versus limited company requirements, the step-by-step process, digital versus high-street routes, and what to do with bad credit.
Illustration of a hand holding a bank card surrounded by pound-sign coins, a dispute message, a warning sign and a padlock Article
Payments 8 min read

Chargebacks Explained: What They Cost and How to Cut Them

What a chargeback is, how the process works, what it really costs your business, how it differs from a refund and Section 75, and how to reduce them and protect your merchant account.
A hospitality worker in an apron taking a payment on a handheld card terminal at the counter Guide
Payments 9 min read

How to Switch Payment Providers in the UK

What to check first, how to choose a replacement, and how to move without losing a sale, held funds, or surprise exit fees.
A card payment terminal on a cafe counter printing a receipt Article
Payments 6 min read

Interchange++ (IC++) Pricing Explained

What IC++ pricing is, the three fees it breaks out, how it compares to blended pricing, and which model suits your business.
Numbered lottery balls in a draw machine Article
High Risk 10 min read

Prize Competition vs Lottery vs Raffle: The UK Rules Explained

How the categories differ, the skill test, the free entry route, and which ones need a licence.
A luxury car prize, the kind a UK prize competition business gives away Guide
High Risk 15 min read

How to Start a Prize Competition Business in the UK

The legal model, business setup, compliance, and the payments-and-banking hurdle most guides skip.
A UK Gambling Commission operating licence application form Guide
High Risk 12 min read

Do You Need a Licence to Run a Prize Competition or Raffle in the UK?

When you do and do not need a Gambling Commission licence, and the routes commercial operators actually use.