Merchant Advice Partner Programme

Partner with Merchant Advice and open a new revenue stream.

Most of your clients are paying more than they need to on card processing. As a partner, you introduce them, we review their setup, and you earn an ongoing share of the revenue for as long as they trade - while they get lower costs and proper support.

Powered by a growing network of trusted providers

  • Worldpay
  • Barclaycard
  • Cashflows
  • Fiserv
  • SumUp
  • Trust Payments
  • Adyen
Three ways to partner

Three ways to partner with us

Most partners start in one of three ways. The right one depends on how involved you want to be and how payments sit alongside what you already offer.

Introducer

The lightest-touch route. You pass us a client's details, we handle the review, the quotes and the onboarding, and you earn a monthly share of the revenue once they're live.

  • Best for partners who want income without extra workload.
  • Suits one-off or occasional introductions.
  • We keep you updated at each stage.

Revenue share

You introduce clients on an ongoing basis and keep a share of the processing revenue for as long as each client trades. Income builds month on month as your referrals add up.

  • Best for partners with a steady stream of clients.
  • Suits firms and agencies with a recurring client base.
  • Revenue share that grows as the book grows.

Managed partnership

Payments become part of your own service line. We work behind your brand, you present payments as part of what you offer, and we deliver the advice and support.

  • Best for partners who want payments as a core offering.
  • Suits businesses building a fuller service stack.
  • We can operate white-label where it fits.
Who it's for

Which kind of partner are you?

Different businesses introduce clients for different reasons. How payments fit your service, and how much you want to be involved, shapes which model works best.

Web and digital agencies

You already build the checkout. Adding a payment introduction is a natural extension - your clients get better processing costs, and you earn from work you sit next to anyway.

Accountants and bookkeepers

You see your clients' card processing fees on every set of accounts. Flagging where they are overpaying is a genuine value-add, and the revenue share rewards you for the introduction.

Business consultants and advisors

Cutting costs and improving cash flow is already your remit. A payments review gives clients a quick, tangible saving - and opens a recurring income line for your practice.

How partner earnings actually work

You earn an ongoing monthly share of the processing revenue, with no upfront or one-off payments. What you make depends on how your clients trade, not on hitting a target.

How the revenue share works

  • Monthly revenue share - an ongoing share of the processing revenue for every client you introduce, paid for as long as they keep trading.
  • Income that builds - the more clients you introduce, the bigger your monthly book of revenue share. It compounds rather than resets.
  • No cost to join, no targets - no joining fee and no minimum number of referrals. You earn on what you bring, at your own pace.
  • Transparent reporting - see which clients are live and what each is earning, so the revenue share is never a black box.

What you earn depends on each client's processing volume, the agreement they move to, and the model you partner under. We'll talk you through realistic numbers for your client base before you commit - no inflated projections.

What your clients get

What your clients get from the introduction

Your reputation is on the line every time you make a recommendation. We treat your clients the way you would, so an introduction strengthens the relationship rather than risking it.

Lower processing costs

We benchmark their current rates and only recommend a switch when it genuinely saves them money. If they are already on a good deal, we say so.

Independent, whole-of-market advice

We are a broker, not a single provider. Clients see options that fit their business, not one sales pitch tied to a single acquirer.

A named account manager

Real support from someone who knows their account - not a generic call centre queue. It is the thing most clients say their current provider lacks.

Help with complex cases

Been declined, in a high-risk sector, or running an unusual model? We work with specialist acquirers who underwrite these cases properly.

Compare the models

Compare the three partner models

The right model depends on how often you introduce clients, how involved you want to be, and whether payments are a one-off add-on or a core part of what you sell.

Model Best for How you're paid Merchant Advice view
Introducer Partners wanting income with no extra workload. Monthly revenue share once each client is live. The simplest way to start and test the partnership.
Revenue share Partners with a steady flow of clients. Ongoing monthly share of processing revenue. Where the income compounds - best for a recurring client base.
Managed partnership Firms making payments a core service. Monthly revenue share across the clients you bring, structured to the arrangement. Worth it when payments become part of what you sell.

Introducer

Best for
Partners wanting income with no extra workload.
How you're paid
Monthly revenue share once each client is live.
Merchant Advice view
The simplest way to start and test the partnership.

Revenue share

Best for
Partners with a steady flow of clients.
How you're paid
Ongoing monthly share of processing revenue.
Merchant Advice view
Where the income compounds - best for a recurring client base.

Managed partnership

Best for
Firms making payments a core service.
How you're paid
Monthly revenue share across the clients you bring, structured to the arrangement.
Merchant Advice view
Worth it when payments become part of what you sell.
Why partner with us

Why partner with Merchant Advice?

Plenty of schemes pay a referral fee. Fewer back it with advice your clients actually benefit from. We are built to make the introduction reflect well on you.

Independent broker

We compare across multiple acquirers and gateways, so clients get a fit rather than a one-size pitch.

Genuine customer service

A named contact and proper support - the thing most clients complain their current provider lacks.

Complex-case expertise

High-risk sectors, prior declines, and unusual models are where we add the most value.

Income you can rely on

Transparent reporting and revenue share paid for the life of the account, not a one-off and gone.

A web agency team working at desks in a modern open-plan office
Become a partner

Open a new revenue stream for your business

Tell us about your business and the kind of clients you work with. We'll explain which partner model fits, what you could realistically earn, and how we'd look after the clients you introduce. No cost, no obligation.

  • Ongoing monthly revenue share for the life of each account.
  • We look after your clients; you keep the relationship.
  • A partnerships team on the line, not a generic call centre.
Become a Partner

Become a partner

Tell us about your business and we'll be in touch to talk through the right partner model and what you could realistically earn. No cost, no obligation.

Frequently asked questions

Is there a cost to join the partner programme?
No. There is no joining fee, no software to buy, and no minimum number of referrals. You earn on the clients you introduce, and there is no charge for being part of the programme.
How and when do I get paid?
Revenue share is paid monthly, for as long as your introduced client keeps trading. There are no upfront or one-off payments - you earn an ongoing share of the processing revenue. We confirm the exact schedule and payment method when you join.
Do I keep ownership of the client relationship?
Yes. The client stays yours. We handle the payments review and support, keep you updated, and never cut across the wider relationship you have with them.
What kind of clients are a good fit?
Any business that takes card payments and might be overpaying - retail, hospitality, ecommerce, services. Clients with higher volumes, or in sectors that struggle to get good rates, often see the biggest benefit.
Can you actually save my clients money?
Often, but not always - and we will tell you honestly. We benchmark their current rates and only recommend switching when there is a real saving. If they are already on a good deal, we say so, which protects your credibility.
What happens after I refer a client?
We make contact, review their current setup, and come back with suitable options. You are kept in the loop at each stage, and nothing moves forward without the client's agreement.
Do you work with high-risk or previously declined clients?
Yes. Complex cases are a core part of what we do. A previous decline often means a poor provider fit rather than an unworkable business, and we work with acquirers who underwrite these sectors properly.
How much can I realistically earn?
It depends on how many clients you introduce and how they trade. A single higher-volume client can generate a meaningful monthly revenue share on its own, and income builds as your referrals add up. We'll talk through realistic numbers for your client base before you commit.