Merchant Advice Partner Programme

Partner with Merchant Advice and open a new revenue stream.

Most of your clients are paying more than they need to on card processing. As a partner, you introduce them, we review their setup, and you earn a revenue share of 10% up to 60% - while they get lower costs and UK-based support.

Powered by a growing network of trusted providers

  • Worldpay
  • Barclaycard
  • Cashflows
  • Fiserv
  • SumUp
  • Trust Payments
  • Adyen
Three ways to partner

Three ways to partner with us

Most partners start in one of three ways. The right one depends on how involved you want to be and how payments sit alongside what you already offer.

Refer

The lightest-touch route. You pass us a client's details and we take it from there: the review, the quotes and the application. You earn a revenue share once they're live.

  • Best for partners who want income without extra workload.
  • Suits one-off or occasional introductions.
  • We keep you updated at each stage.

Guided onboarding

You stay involved and take your client through to going live. Your partner manager guides you through each step and shares industry knowledge as cases come up.

  • Best for partners who want to own the client relationship.
  • Suits agents, agencies and firms with a steady flow of clients.
  • Same revenue share, set by processing volume.

Embedded payments

For software platforms. We build payments into your product under your own brand and move your existing customers across, so you earn on every payment.

  • Best for platforms whose customers already take payments.
  • No payment facilitator registration and no funds on your books.
  • A separate programme with its own terms.
Who it's for

Which kind of partner are you?

Different businesses introduce clients for different reasons. Business consultants and advisers are welcome too - the terms are the same. Pick the page that matches how you work.

Web and digital agencies

You already build the checkout. Cheaper rates free up client budget for your work, and you earn from payments you sit next to anyway.

Partner programme for agencies

Accountants and bookkeepers

You see your clients' card processing fees on every set of accounts. We produce a cost-saving report for each client, and you can keep the revenue share or pass it on.

Partner programme for accountants

Independent sales agents

You already sell to business owners. Refer merchants or guide them through onboarding, and earn a revenue share set by how much they process.

Sales agent programme

Software platforms

Your customers take payments, just not through your product. We build payments into your platform under your brand and move your customers across.

Embedded payments for platforms

How partner earnings actually work

You earn a recurring share of the processing revenue, paid monthly or quarterly, with no upfront or one-off payments. What you make depends on how your clients trade, not on hitting a target.

How the revenue share works

  • Revenue share of 10% up to 60% - a share of the processing revenue for every client you introduce, set by how much your clients process and paid for the term of your partner agreement.
  • Paid monthly or quarterly - commission is paid on a regular schedule under a written partner agreement, with no upfront bonuses or one-off payments.
  • No cost to join, no targets - no joining fee and no minimum number of referrals. You earn on what you bring, at your own pace.
  • Keep it or pass it on - you can choose to pass your commission on to your client, which suits accountants and advisers who do not take referral fees.

Where you sit in the 10% to 60% range is set by how much your clients process. We'll talk you through realistic numbers for your client base before you commit - no inflated projections.

What your clients get

What your clients get from the introduction

Your reputation is on the line every time you make a recommendation. We treat your clients the way you would, so an introduction strengthens the relationship rather than risking it.

A cost-saving report

We benchmark their current rates and show the saving on paper. We only recommend a switch when it genuinely saves them money, and if they are already on a good deal, we say so.

Independent, whole-of-market advice

We are a broker, not a single provider. Clients see options that fit their business, not one sales pitch tied to a single acquirer.

UK-based support

Clients get UK-based customer service and account management from their provider - not a generic offshore call centre queue.

Help with complex cases

Been declined, in a high-risk sector, or running an unusual model? We work with specialist acquirers who underwrite these cases properly.

Compare the routes

Compare the three routes

The right route depends on how involved you want to be with each client, and whether you refer businesses or run a software platform.

Route Best for How you're paid Merchant Advice view
Refer Partners wanting income with no extra workload. Revenue share of 10% up to 60%, set by processing volume. The simplest way to start and test the partnership.
Guided onboarding Partners who want to stay involved with each client. The same revenue share, paid monthly or quarterly. Best when the client relationship is central to what you do.
Embedded payments Software platforms whose customers already take payments. Your own fee on every payment through your platform. A separate programme for platforms with a book of customers to move.

Refer

Best for
Partners wanting income with no extra workload.
How you're paid
Revenue share of 10% up to 60%, set by processing volume.
Merchant Advice view
The simplest way to start and test the partnership.

Guided onboarding

Best for
Partners who want to stay involved with each client.
How you're paid
The same revenue share, paid monthly or quarterly.
Merchant Advice view
Best when the client relationship is central to what you do.

Embedded payments

Best for
Software platforms whose customers already take payments.
How you're paid
Your own fee on every payment through your platform.
Merchant Advice view
A separate programme for platforms with a book of customers to move.
Why partner with us

Why partner with Merchant Advice?

Plenty of schemes pay a referral fee. Fewer back it with advice your clients actually benefit from. We are built to make the introduction reflect well on you.

Independent broker

We compare across multiple acquirers and gateways, so clients get a fit rather than a one-size pitch.

A named partner manager

One person who knows your clients and shares industry knowledge directly, rather than a generic support inbox.

Complex-case expertise

High-risk sectors, prior declines, and unusual models are where we add the most value.

Income you can rely on

Transparent reporting and a recurring revenue share, paid monthly or quarterly under a written agreement.

A web agency team working at desks in a modern open-plan office
Become a partner

Open a new revenue stream for your business

Tell us about your business and the kind of clients you work with. We'll explain which route fits, where you are likely to sit in the 10% to 60% range, and how we'd look after the clients you introduce. No cost, no obligation.

  • A revenue share of 10% up to 60%, set by processing volume.
  • We look after your clients; you keep the relationship.
  • A named partner manager, not a generic call centre.
Become a Partner

Become a partner

Tell us about your business and we'll be in touch to talk through the right route and where you would sit in the 10% to 60% range. No cost, no obligation.

Frequently asked questions

Is there a cost to join the partner programme?
No. There is no joining fee, no software to buy, and no minimum number of referrals. You earn on the clients you introduce, and there is no charge for being part of the programme.
How and when do I get paid?
Commission is paid monthly or quarterly. There are no upfront or one-off payments - you earn a recurring share of the processing revenue for the term set out in your partner agreement. We confirm the schedule and payment method when you join.
Is commission paid for life?
No. Commission is contractual, and the term is set out in your written partner agreement. There are no upfront bonuses, per-terminal or per-account payments - just a recurring revenue share.
Can I pass the commission on to my client?
Yes. You can choose to pass your commission on to your client instead of keeping it. This is agreed in writing when you join, and suits accountants and advisers who do not take referral fees.
Do I keep ownership of the client relationship?
Yes. The client stays yours. We handle the payments review and keep you updated, the provider supports them with UK-based account management, and we never cut across the wider relationship you have with them.
What kind of clients are a good fit?
Any business that takes card payments and might be overpaying - retail, hospitality, ecommerce, services. Clients with higher volumes, or in sectors that struggle to get good rates, often see the biggest benefit.
Can you actually save my clients money?
Often, but not always - and we will tell you honestly. We benchmark their current rates and only recommend switching when there is a real saving. If they are already on a good deal, we say so, which protects your credibility.
What happens after I refer a client?
We make contact, review their current setup, and come back with suitable options. You are kept in the loop at each stage, and nothing moves forward without the client's agreement.
Do you work with high-risk or previously declined clients?
Yes. Complex cases are a core part of what we do. A previous decline often means a poor provider fit rather than an unworkable business, and we work with acquirers who underwrite these sectors properly.
How much can I realistically earn?
Partners earn a revenue share of 10% up to 60%. Where you sit in that range depends on how much your clients process. We never promise the top of the range up front. We'll talk through realistic numbers for your client base before you commit.