Card terminals process face-to-face card payments - chip-and-PIN, contactless, Apple Pay and Google Pay. The right setup depends on where you trade, what you sell, and whether you need just a payment device or a full point-of-sale system.
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Most UK businesses fall into one of four setups. Start with the one that matches where you trade and how much operational control you need.
Fixed-location terminals for tills, reception desks, and bar counters. Stable, connected, and built for high transaction volume.
Portable terminals that connect over 4G or wifi so you can take payment wherever the customer is - at the table, doorstep, or pop-up.
Android-based devices that combine a card terminal with a touchscreen, apps, and printable receipts - all in one handheld unit.
Full point-of-sale platforms that handle stock, staff, reporting, table plans, and integrated card payments across one or many sites.
The two get confused all the time, but they solve different problems. A card terminal takes a payment. An ePOS runs your business and takes payments through it.
Each setup fits a different way of trading. Match yours to the one that minimises monthly cost, friction at the counter, and contract risk.
If you take payment at the same spot every time, a countertop terminal is the simplest, cheapest, and most reliable option. Mains powered, steady connection, low monthly rental.
If you take payment away from a fixed counter - at the table, on a market stall, on a customer site - a mobile terminal with built-in 4G is the right route. Look at battery life and connectivity over headline rate.
If you run a small business that needs more than just card acceptance - tipping, loyalty, simple stock - a Smart POS unit replaces a separate till and terminal in one handheld device.
If you run a hospitality venue, a multi-station retail floor, or multiple sites, an ePOS gives you stock control, staff management, table plans, and reporting alongside the card payments.
Headline transaction rates rarely tell the full story. Card terminal cost is shaped by what you rent, what you trade, and which contract you sign.
We compare the total monthly cost - rental, rates, fees, and contract terms - not just the headline rate.
Going direct means you only see one route. We put the market side-by-side so you can judge fit, monthly cost, and contract terms before a single sales process narrows it for you.
We're not tied to any one provider. We recommend the terminal and contract that fits how you trade - not the one that pays us best.
We help you push back on the first offer - on rates, monthly rental, contract length, exit fees, and PCI charges.
Already under a terminal contract? We help you check exit fees, timing, and parallel running so switching doesn't interrupt payments.
Multi-site, hospitality, mobile-trade, or sectors mainstream providers turn away - we work with acquirers who can underwrite properly.
Tell us how your business trades face-to-face and we'll help you decide whether you need a card terminal, smart POS, or full ePOS - and which providers actually fit.