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Click to Pay

Offer a faster, simpler checkout your customers will love.

A clunky checkout is one of the biggest reasons for lost sales. Customers expect a quick, familiar, and secure way to pay. Click to Pay - built on the EMV Secure Remote Commerce standard - removes manual card entry and lifts conversion across devices.

  • Access 90% of the UK's leading merchant acquiring banks.
  • Preferential rates exclusive to Merchant Advice clients.
  • Dedicated to negotiating the best terms for your business.
  • Overcome the toughest merchant challenges and disapprovals.
  • 100% free advice, no obligations.

Powered by a growing network of trusted providers

  • Worldpay
  • Barclaycard
  • Cashflows
  • Fiserv
  • SumUp
  • Trust Payments
  • Adyen
Why Click to Pay

Say goodbye to manual card entry

Click to Pay is a smart new checkout method, built on the global EMV Secure Remote Commerce standard. It lets your customers buy online without typing card details every time.

Faster checkouts

By eliminating the hassle of manually typing 16-digit card numbers and addresses, you significantly reduce checkout friction.

  • Cuts down the number of steps and form fields needed to pay.
  • Recognises customers on their trusted devices for a near-instant experience.
  • Directly tackles cart abandonment at the final, most crucial step.

Enhanced security

Stronger security without sacrificing a smooth checkout. Click to Pay is built with multiple layers of intelligent protection.

  • Uses tokenisation to replace sensitive card data with a unique, secure identifier.
  • Integrates smart authentication methods like 3D Secure to verify legitimate purchases.
  • Supported by major card networks like Visa and Mastercard, giving customers confidence.

Improved customer experience

A dependable and user-friendly payment experience, every single time.

  • A familiar, recognisable payment button customers already know.
  • Removes forgotten passwords and the frustration of typing on small mobile screens.
  • Intelligently offers your customer's preferred cards for a quick, personal checkout.
A complete checkout

Offer every way your customers want to pay

A truly great checkout gives customers choice. While Click to Pay transforms card payments, a complete strategy includes a variety of popular methods.

Click to Pay

The new, smarter standard for card payments. Customers pay in a few clicks without manually entering card details.

Digital wallets and express checkout

Essential for customers shopping on their phones. Offer simple one-tap payments via Apple Pay, Google Pay, and similar wallets.

Alternative and local payment methods

Improve affordability and lift average order values by offering flexible options. We can connect you with providers that support leading BNPL services like Klarna and Clearpay.

How it works

Our simple process

From first call to go-live, we handle the matching, vetting, and onboarding - so you don't have to.

1

Tell us about your business

A friendly, no-obligation chat to understand your business. We'll look at your current payment setup, how you sell, and what you want to achieve.

2

We search and compare for you

Using our market knowledge, we'll vet a shortlist of providers. We make sure their technology, pricing, and support are a real match for your goals.

3

Choose and switch, hassle-free

We present matched quotes clearly and answer any questions. When you're happy, we handle the switching or setup so you can focus on running the business.

4

Stay supported and save more

Our job doesn't end with a recommendation. We stay on hand for renewals, fee reviews, and questions as your business grows.

A small business owner on the phone at her shop counter, beside a card terminal and till
Next step

Ready to optimise your online checkout?

Stop losing sales because of a clunky checkout. We can help you find a modern, secure, and user-friendly payment solution that boosts growth and keeps customers coming back. Get in touch for a free, no-obligation review of your payments.

  • Independent guidance from people who do this every day.
  • Support comparing suitable providers for your stack.
  • A clear shortlist based on how your business actually trades.
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Frequently asked questions

What is Click to Pay?
Click to Pay is a secure, streamlined checkout built on the EMV Secure Remote Commerce standard. Customers save their card details in a secure digital profile and complete payments online without entering card information every time.
How does Click to Pay benefit my business?
By reducing the number of steps in checkout, Click to Pay helps cut cart abandonment and increase conversions. It also improves security and builds trust, giving customers a faster, more consistent payment experience across devices and websites.
Is Click to Pay secure?
Yes. Click to Pay uses multiple layers of security, including tokenisation, device recognition, and strong customer authentication (SCA). It's backed by trusted global card networks like Visa and Mastercard, making it even more secure than traditional online card entry.
Do my customers need to create an account to use Click to Pay?
No traditional account setup is required. Customers enrol their cards once and then use Click to Pay automatically wherever it's supported, creating a smooth, password-free experience.
Which cards and networks support Click to Pay?
Click to Pay is supported by all major card networks - Visa, Mastercard, American Express, and Discover - ensuring wide compatibility for both merchants and customers.
Can Click to Pay be integrated into my existing checkout?
Yes. Most payment providers now offer Click to Pay as an optional checkout enhancement. Whether you're using a hosted checkout, embedded solution, or direct API integration, we can help you choose the setup that fits your technical and business needs.
Do I still need to support other payment methods?
Yes - Click to Pay works best as part of a broader strategy. We recommend combining it with options like Apple Pay, Google Pay, Pay by Link, and BNPL to give your customers maximum flexibility.
How much does it cost to implement Click to Pay?
Our consultancy service is completely free. We're paid a small commission by the provider when you proceed with an offer - this doesn't affect your rates or fees in any way. Implementation costs, if any, depend on your chosen provider and integration type.
Can you help us implement Click to Pay?
Absolutely. Our team works with leading UK payment providers that support Click to Pay. We'll assess your current checkout, compare options, and guide you through setup to ensure a smooth transition.
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