Partner programme for accountants and bookkeepers

Cut your clients' card fees, with a cost-saving report to show for it.

You see what your clients pay in card processing fees on every set of accounts. Introduce them to Merchant Advice and we produce a cost-saving report for each one. You earn a revenue share of 10% up to 60%, or pass it on to your client.

  • A cost-saving report for each client you introduce.
  • Revenue share of 10% up to 60%, set by processing volume.
  • Keep the commission, or pass it on to your client.
  • Written terms you can disclose to clients.
  • UK-based customer service and account management for your clients.
Ways to work

Refer one client, review your list, or pass the commission on

Every practice works differently. Choose the route that fits how you advise your clients.

Refer a client

You spot high card fees in a client's accounts and pass us their details. We review their statements and come back with a cost-saving report.

  • Best for practices that want to add value without extra workload.
  • Suits one-off introductions as fees come up.
  • We keep you updated at each stage.

Review your client list

Introduce a group of clients who take card payments. We produce a cost-saving report for each, so you can see where the savings are.

  • Best for practices with many card-taking clients.
  • Suits retail, hospitality and service-business portfolios.
  • Your partner manager coordinates the reviews.

Pass the commission on

Prefer not to take a fee? You can choose to pass your commission on to your client, so they get the full benefit of the introduction.

  • Best for practices that do not take referral fees.
  • Keeps your advice clearly independent.
  • Agreed in writing when you join.
Who it's for

Is the accountant programme a good fit?

The programme suits anyone who sees a client's card processing costs and wants to help bring them down.

Accountancy practices

You prepare accounts for small and medium businesses and see card processing costs as a line item every year.

Bookkeepers

You reconcile card settlements every month, so you see exactly what clients pay in fees and charges.

Fractional finance directors

Cutting costs and improving margins is your remit. A cost-saving report gives the board a quick, tangible win.

How accountant partners earn

Accountants earn a revenue share of 10% up to 60% of the processing revenue on each client they introduce, or can choose to pass it on to their client.

The terms in plain English

  • Set by processing volume - the more your clients process, the higher your share within the 10% to 60% range.
  • Paid monthly or quarterly - commission is paid on a regular schedule, agreed when you join.
  • Contractual - the term of your commission is set out in a written partner agreement.
  • Yours to keep or pass on - you decide whether the commission comes to your practice or goes to your client.

Professional bodies such as ICAEW and ACCA expect members to disclose referral fees and commissions to clients. Written terms make that disclosure straightforward.

What your clients get

What your clients get from the introduction

Your advice carries your professional reputation. These are the reasons clients come out better off.

A cost-saving report

Each client gets a report showing what they pay today and where the savings are, so the benefit is on paper.

An honest recommendation

We only recommend a switch when it saves the client money. If they are already on a good deal, the report says so.

Help with complex cases

Declined clients and high-risk sectors are a core part of what we do. We work with acquirers that underwrite them properly.

UK-based support

Clients get UK-based customer service and account management from their provider, not a call centre queue.

Compare the options

Leave it, a provider scheme, or Merchant Advice?

When a client's card fees look high, most practices either leave it, refer to one provider, or work with an independent broker.

Option What the client gets What it leaves with you Merchant Advice view
Leave fees as they are No change for the client. A cost line that often creeps up after introductory rates end. Easy, but card fees are one of the few costs most clients never review.
A single provider's referral scheme One provider's rates and a referral fee. Clients that provider will not take, or that would be cheaper elsewhere. Limited to one provider's pricing, which is hard to call independent advice.
Merchant Advice accountant partner A cost-saving report across providers, and a revenue share you can keep or pass on. Introducing the client and disclosing any commission you keep. Built for practices that want to add value with independent advice.

Leave fees as they are

What the client gets
No change for the client.
What it leaves with you
A cost line that often creeps up after introductory rates end.
Merchant Advice view
Easy, but card fees are one of the few costs most clients never review.

A single provider's referral scheme

What the client gets
One provider's rates and a referral fee.
What it leaves with you
Clients that provider will not take, or that would be cheaper elsewhere.
Merchant Advice view
Limited to one provider's pricing, which is hard to call independent advice.

Merchant Advice accountant partner

What the client gets
A cost-saving report across providers, and a revenue share you can keep or pass on.
What it leaves with you
Introducing the client and disclosing any commission you keep.
Merchant Advice view
Built for practices that want to add value with independent advice.
Why Merchant Advice

Why accountants work with us

We give you independent advice to pass on, a report to back it up, and terms in writing.

Independent broker

We compare across multiple acquirers and gateways, so the recommendation is not tied to one provider.

Savings on paper

A cost-saving report for each client gives you something concrete to discuss at year end.

Keep it or pass it on

Take the revenue share of 10% up to 60%, or pass it on to your client. Your choice, agreed in writing.

A named partner manager

One person who knows your practice and shares industry knowledge directly when a case needs it.

A team working at desks in a modern open-plan office
Next step

See what your clients could save

Tell us about your practice and the clients who take card payments. We will explain the terms and how a cost-saving report works for your client list.

  • A cost-saving report for each client you introduce.
  • Revenue share of 10% up to 60%, kept or passed on.
  • No cost to join and no referral targets.
Talk to Our Partnerships Team

Frequently asked questions

How much do accountant partners earn?
Accountant partners earn a revenue share of 10% up to 60% of the processing revenue on each client they introduce. Where you sit in the range is set by how much your clients process. We never promise the top of the range up front.
Can I pass the commission on to my client?
Yes. You can choose to pass your commission on to your client instead of keeping it. This is agreed in writing when you join.
Do I need to disclose the commission to my clients?
Professional bodies such as ICAEW and ACCA expect members to disclose referral fees and commissions to clients. Check your own body's guidance. We provide written terms so the disclosure is straightforward.
What is a cost-saving report?
A report for each client showing what they pay for card processing today and what they could pay with a better-suited provider. If they are already on a good deal, the report says so.
How often is commission paid?
Commission is paid monthly or quarterly. The schedule and payment method are set out in your partner agreement when you join.
Is commission paid for life?
No. Commission is contractual, and the term is set out in your written partner agreement.
Do I keep the client relationship?
Yes. The client stays yours. We handle the payments review and keep you updated, and the provider supports the client with UK-based account management.
Is there a cost to join?
No. There is no joining fee and no referral target. You introduce clients at your own pace.